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== ''' About Car Money Real Fast''' ==
Welcome to '''Wikicars'''.  Please help us build the most comprehensive car guide in the world.
In today's world, where a horde of companies offer car loans CarMoneyRealFast stands out by providing you hassle-free auto loan online. When we say hassle-free, it means easy  [http://www.carmoneyrealfast.com'''Online Car Loan''']  and [http://www.carmoneyrealfast.com '''Motorcycle Loan''']   for people with all types of credit rating. Over years that we have been in business, we have been one of the most respectable and approachable [http://www.carmoneyrealfast.com '''Car Loan Online '''] service provides for people who have bad credit or no credit at all. Support All Stats. All this and more at the lowest interest possible to car buyers across the nation. Now driving away your dream car is now very easy
Discuss the site with others on our [[Garage Talk]] page.


== '''New Car Finance Loan''' ==
__TOC__
==About Wikicars==
[[image:blessing.jpg|thumb| [[Blessing of the Cars]]]]
Wikicars is impassioned by the role of the automobile as an enabler of personal freedom, exploration, and growth.  Wikicars is propelled by car enthusiasts, working collaboratively to create the World's most comprehensive source of information about all things automotive.  By all things automotive, we mean information about topics such as:


New car finance and [http://www.carmoneyrealfast.com '''Used Auto Loan'''] help people to get the car they need if they do not have the money themselves. Some dealerships actually finance, but most often, the dealer has a preferred lender they work with to approve funding. The borrower's credit will definitely be an issue during the approval process. If the borrower does not have a long enough credit history or has negative items on their credit report, a co-borrower might be required in order to obtain this guaranteed car finance.
* Cars, Trucks, and [[SUVs]]
* [[Hybrid Cars|Hybrid Vehicles]] and other [[green vehicle|Green Vehicles]].
* [[Supercar|Supercars]]
* Vintage and Collectible Cars
* [[Famous Cars]]
* [[Car Shows]]
* Car Accessories
* [[List of Manufacturers|Car Manufacturers]]
* [[:Category:Car designers|Car Designers]]


Any type of car can be financed with [http://www.carmoneyrealfast.com '''instant car loan'''] , whether the driver wants to buy a car, a car, or a sports car what a student or other fellow wants to buy. Be smart and make sure the car is a safe choice and also that it will be dependable. A new car loans enables a driver to purchase a vehicle, which otherwise, they would not be able to do. An automobile is a large expense, regardless of the make or model. Even the most inexpensive vehicles cost at least ten thousand dollars.
Well...you get the idea. The word "cars" and "car culture" are merely shorthand for the wonderful ability to venture out on one's own into the world.  We want Wikicars to cover it all: if it primarily moves on wheels, has a means of propulsion, and the ability to transport you or your friends and family-- bring it on.


Paying on this [http://www.carmoneyrealfast.com '''Used CarLoan'''] is as important as paying on any other debts. When possible, borrowers should pay more than the monthly payment amount in order to pay off this easy car loan more quickly. This will reduce the amount of interest paid over the life of the loan. When searching for a new automobile, choose a reputable car dealer who offers a good warranty, as well as a good price. Buying a vehicle is a great investment, but it is also a large financial responsibility. Take care of the vehicle with proper maintenance and repairs when needed.  
And don´t forget  [[Garage Talk]].


Many people will have the opportunity to buy a new vehicle so that they can get around because of car loan. A dependable automobile is extremely important for those who work outside the home and is key to the success of their career. Auto lenders realize this and are able to offer a wide variety of lending options to suit the individual needs of their borrowers. Choose a good loan with a reliable lender. Many drivers take the first lender they are approved with, often through the dealer. This is unwise. It is better to wait for a [http://www.cardollarsforall.com '''Easy CarLoan'''] . Then borrowers won't have to refinance down the road.  
==Encyclopedia or Guidebook?==
Wikicars is both.  Wikicars aspires to be the most comprehensive source of fact based information about automobiles-- a Wikipedia of cars. At the same time, Wikicars is a guidebook, offering the consensus opinion of our community about the good, the bad, and the ugly of the automotive world. We believe this concensus opinion is very helpful; opinion and reviews that reflect the collective views of many people are much more likely to be accurate and unbiased.


We have attempted to clearly label the opinion parts of the site.  Some pages, such as Car Review Pages, are designed to be primarily opinion.  Other pages have specifically labelled sections called "criticisms".


== '''Gets Best New Auto Financing Loan.''' ==
==Wikicars Founding==
Learning how [http://www.carmoneyrealfast.com '''New Car Finance'''] works is beneficial in choosing a loan that works out well an individual's personal financial profile, rather than damage it by overburdening them with unnecessary fees, high interest rates or atrociously high monthly car payments. Understanding how car dealers make money will also increase the car buyer's awareness of the industry and ability to find the best loan suitable for his financial needs. Properly researching new auto financing is even more important than studying used car loans, because a new care loses the initial value quickly, and the wrong loan could make this an even more devastating loss.  
Wikicars was started in June, 2006, by [http://www.internetbrands.com Internet Brands], the parent company of sites that include [http://www.carsdirect.com CarsDirect.com], [http://www.Autos.com Autos.com], [http://www.greenhybrid.com Greenhybrid,]and [http://www.autodatasolutions.com Autodata Solutions]. These sites offer some of the web's richest automotive content, and Wikicars has been seeded with some of Internet Brands' content.  Internet Brands family of sites also includes [http://wikitravel.org Wikitravel].


Car salesmen make money two ways. The first way is the actual profit from the sell of the [http://www.carmoneyrealfast.com '''Lowest Car Loan''']. The dealer sells the car for more money than he bought it for. The difference between the two prices is the profit he makes from the sell. The second way that an automobile dealer makes money is through financing the loans for the cars. The profit from financing is generated through higher than standard interest rates. These loans are offered by the dealership itself. The credit department in a car dealership is usually more lenient in whom it finances than banks and credit unions are. Therefore, the person with a less than perfect financial background may benefit from dealer loans. However, typically dealer loans do not offer as competitive of interest rates as bank loans do. For this reason, a person with fairly good credit would benefit from seeking a loan through a standard lending institution. During new auto financing, the purchaser will also be offered some additional options for their car.  
==Jump In!==
[[image:Herbie.jpg|thumb|right|frame| [[Herbie, The Love Bug]]; Also see [[Famous Cars]]]]
If you drive a car, you probably have knowledge or opinions that could help other car shoppers, owners, or enthusiasts.


The credit department of the dealership usually offers its employees commission incentives to sell options like: extended warranties, an alarm system for the vehicle and undercoating for the chassis of the car. A savvy car buyer will avoid these pitfalls of the [http://www.carmoneyrealfast.com '''Online car loan'''].  procedure. After agreeing on an acceptable price for the car with the sales person, a prospective vehicle purchaser needs to be aware of the additional costs that the sales person will likely suggest. If an extended warranty or an alarm system is truly what the car buyer wants, then he or she needs to factor that into the amount they agree upon for the car. There are many reasons why it is often more prudent to choose new auto financing through a third party vendor, rather than the car dealership.  
If you would like to help, feel free to add to existing articles by clicking the Edit tab at the top of any page, or start a new article by searching on a topic of interest and writing what you want if no entry already exists for that topic. Remember, however, not to use any copyright material; if you're not sure whether something is copyright, err on the safe side and don't use it.


Because banks and standard lenders don't have as much to profit from a specific loan, they tend to offer more competitive interest rates. It is also a good idea for an individual to expand his or her financial portfolio. Not only can the car owner now list that she has successfully qualified for a new car, but the bank or lending institution is now a second reference for her reliability in making payments. In addition to these advantages in choosing standard lenders for [http://www.carmoneyrealfast.com '''Used Car Loan'''] financing and new auto financing, the banks and credit unions have no vested interest in the additional offerings of the car dealership. Bank employees do not work on commission, like the sales personnel at the dealership. A loan officer at a bank will not press a customer to buy an extended warranty or an alarm system. The average employee in the credit department at the local car dealership, however, works on commission and thus will try to "up sell" the client on other merchandise  services.  
==FAQ==
Have a question?  Check out the [[Wikicars FAQ]] page.


Outside of dealerships and banks, a person purchasing a car still has other options for paying for the vehicle. Searching [http://www.carmoneyrealfast.com        '''Vehicle Loan ''']  and throughout the community for no credit check finance institutions is a viable option for someone with tarnished credit. If the credit is quite damaged, the purchaser may want to consider buying a used vehicle to build credit before moving on to a new car. If there are just a few late payments and similar small blemishes, seeking a non-standard lender will still probably make buying .
==Wikicars Templates==
To help you out we've created some templates to get new articles started.  


If the person buying the vehicle is a home owner, an equity loan is still an option. The benefit to new auto financing through a line of equity is that the interest rates tend to be significantly lower than standard car loan rates. There are usually negative aspects to all things. Drawing a loan from the equity in a home forever links that car with the home. Should the car owner lose her job and not be able to pay all of the bills, she may not want to lose both her car and her home for a few missed payments. Extreme caution should always be taken when borrowing money against home equity. Seeking help through friends and relatives is also another way to find enough money to buy a new car. Relatives seldom charge interest, so this is obviously the cheapest type of new auto financing.
'''Write ''make, make model'' and ''make model review'' pages in third-person'''
* [[Wikicars:Model Template]]
* [[Wikicars:Model Review Template]]
* [[Wikicars:Make Template]]
* [[Wikicars:Concept Model Template]]
* [[Wikicars:Formula One Car Template]]
* [[Wikicars:Racing Template]]
* [[Wikicars:Engine Template]]
 
Thank you for participating in WikiCars!
 
==Wikicars Milestones==
* Public launch:  August 2, 2006
* 2000 Articles:  January 25, 2007 ([[Isotta-Fraschini]])
* 3000 Articles:  March 14, 2007 ([[Tickford]])
* 4000 Articles:  August 3, 2007 ([[GTO]])
* 5000 Articles:  September 6, 2009 ([[Ferrari 333 SP]])
* 6000 Articles:  August 31, 2010 ([[Citroën DS4]])
* 1st Anniversary: August 2, 2007
* 2nd Anniversary: August 2, 2008 ([[Wikicars Turns 2!]])
* 3rd Anniversary: August 2, 2009 ([[Wikicars Turns 3!]])
* 4th Anniversary: August 2, 2010 ([[Wikicars Turns 4!]])
===Holiday specials===
* Christmas: December 23, 2010
 
== See also ==
* [[Special:Version|MediaWiki version used in Wikicars]], [[http://www.mediawiki.org/wiki/MediaWiki latest MediaWiki version]] and [http://www.mediawiki.org/wiki/Manual:Upgrading upgrading].
*[[Red marquis' Little Anti-Spam Chillout Place|Wikicars' Anti-Spam HQ]]

Latest revision as of 05:10, 24 December 2010

Welcome to Wikicars. Please help us build the most comprehensive car guide in the world. Discuss the site with others on our Garage Talk page.

About Wikicars

Blessing of the Cars

Wikicars is impassioned by the role of the automobile as an enabler of personal freedom, exploration, and growth. Wikicars is propelled by car enthusiasts, working collaboratively to create the World's most comprehensive source of information about all things automotive. By all things automotive, we mean information about topics such as:

Well...you get the idea. The word "cars" and "car culture" are merely shorthand for the wonderful ability to venture out on one's own into the world. We want Wikicars to cover it all: if it primarily moves on wheels, has a means of propulsion, and the ability to transport you or your friends and family-- bring it on.

And don´t forget Garage Talk.

Encyclopedia or Guidebook?

Wikicars is both. Wikicars aspires to be the most comprehensive source of fact based information about automobiles-- a Wikipedia of cars. At the same time, Wikicars is a guidebook, offering the consensus opinion of our community about the good, the bad, and the ugly of the automotive world. We believe this concensus opinion is very helpful; opinion and reviews that reflect the collective views of many people are much more likely to be accurate and unbiased.

We have attempted to clearly label the opinion parts of the site. Some pages, such as Car Review Pages, are designed to be primarily opinion. Other pages have specifically labelled sections called "criticisms".

Wikicars Founding

Wikicars was started in June, 2006, by Internet Brands, the parent company of sites that include CarsDirect.com, Autos.com, Greenhybrid,and Autodata Solutions. These sites offer some of the web's richest automotive content, and Wikicars has been seeded with some of Internet Brands' content. Internet Brands family of sites also includes Wikitravel.

Jump In!

Herbie, The Love Bug; Also see Famous Cars

If you drive a car, you probably have knowledge or opinions that could help other car shoppers, owners, or enthusiasts.

If you would like to help, feel free to add to existing articles by clicking the Edit tab at the top of any page, or start a new article by searching on a topic of interest and writing what you want if no entry already exists for that topic. Remember, however, not to use any copyright material; if you're not sure whether something is copyright, err on the safe side and don't use it.

FAQ

Have a question? Check out the Wikicars FAQ page.

Wikicars Templates

To help you out we've created some templates to get new articles started.

Write make, make model and make model review pages in third-person

Thank you for participating in WikiCars!

Wikicars Milestones

Holiday specials

  • Christmas: December 23, 2010

See also

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